Hakeem - This Social Security reform act is a joke for the poorly educated people of this country.
Jahmal - You are right, we will do just fine, because of being financially educated, but most people are not properly educated with finances.
Hakeem-It is up to the individual, but my opinion is, you have to do what is best for your own family, and you have to do it yesterday. But if you do not know where you come from, how do you know where you are going.
Jahmal - Everyone better start yesterday, if not, your tomorrow will be gloomy. 
Jahmal - Ok world, especially all of my brothas in The Hoods of America, please please please, do yourselves and your family a favor. Get yourself educated Financially, and on Business overall..... It is Mandatory that you all do this. Quit making excuses......!!!!!!!!!!!!!!!!!!!!!!
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